$5,000 I Bond with 0.10% Fixed Rate Purchased January 2016

 Jan
1
Infla
tion
Rate
Com
posite
Rate
Feb
1
Mar
1
Apr
1
May
1
Jun
1
Jul
1
Infla
tion
Rate
Com
posite
Rate
Aug
1
Sep
1
Oct
1
Nov
1
Dec
1
20165,0000.77%1.64%5,0065,0145,0205,0285,0345,0420.08%0.26%5,0445,0445,0465,0465,0482016
20175,0481.38%2.86%5,0605,0725,0845,0965,1085,1200.98%2.06%5,1285,1385,1465,1565,1642017
20185,1721.24%2.58%5,1845,1945,2065,2165,2285,2381.11%2.32%5,2485,2585,2685,2785,2882018
20195,2981.16%2.42%5,3085,3205,3305,3405,3525,3620.70%1.50%5,3685,3765,3825,3885,3962019
20205,4021.01%2.12%5,4125,4225,4305,4405,4505,4600.53%1.16%5,4665,4705,4765,4825,4862020
20215,4920.84%1.78%5,5005,5085,5165,5245,5325,5401.77%3.64%5,5565,5745,5905,6085,6242021
20225,6403.56%7.22%5,6745,7085,7405,7745,8105,8444.81%9.72%5,8905,9385,9846,0326,0802022
20236,1283.24%6.58%6,1626,1946,2286,2626,2966,3301.69%3.48%6,3486,3666,3846,4046,4222023
20246,4401.97%4.04%6,4626,4846,5046,5266,5486,5701.48%3.06%6,5866,6046,6206,6366,6542024
20256,6700.95%2.00%6,6826,6926,7046,7146,7266,7361.43%2.96%6,7526,7706,7866,8026,8182025
20266,8361.56%3.22%6,8546,8726,8906,9106,9286,946

From $5,000 to $6,946 over 10.5 years = 3.16% average annual increase compounded semi-annually.

Generated  11/04/25  09:11