$10,000 I Bond with 0.10% Fixed Rate Purchased January 2016

	Jan 1	Infla tion Rate	Com posite Rate	Feb 1	Mar 1	Apr 1	May 1	Jun 1	Jul 1	Infla tion Rate	Com posite Rate	Aug 1	Sep 1	Oct 1	Nov 1	Dec 1
2016	10,000	0.77%	1.64%	10,012	10,028	10,040	10,056	10,068	10,084	0.08%	0.26%	10,088	10,088	10,092	10,092	10,096	2016
2017	10,096	1.38%	2.86%	10,120	10,144	10,168	10,192	10,216	10,240	0.98%	2.06%	10,256	10,276	10,292	10,312	10,328	2017
2018	10,344	1.24%	2.58%	10,368	10,388	10,412	10,432	10,456	10,476	1.11%	2.32%	10,496	10,516	10,536	10,556	10,576	2018
2019	10,596	1.16%	2.42%	10,616	10,640	10,660	10,680	10,704	10,724	0.70%	1.50%	10,736	10,752	10,764	10,776	10,792	2019
2020	10,804	1.01%	2.12%	10,824	10,844	10,860	10,880	10,900	10,920	0.53%	1.16%	10,932	10,940	10,952	10,964	10,972	2020
2021	10,984	0.84%	1.78%	11,000	11,016	11,032	11,048	11,064	11,080	1.77%	3.64%	11,112	11,148	11,180	11,216	11,248	2021
2022	11,280	3.56%	7.22%	11,348	11,416	11,480	11,548	11,620	11,688	4.81%	9.72%	11,780	11,876	11,968	12,064	12,160	2022
2023	12,256	3.24%	6.58%	12,324	12,388	12,456	12,524	12,592	12,660	1.69%	3.48%	12,696	12,732	12,768	12,808	12,844	2023
2024	12,880	1.97%	4.04%	12,924	12,968	13,008	13,052	13,096	13,140	1.48%	3.06%	13,172	13,208	13,240	13,272	13,308	2024
2025	13,340	0.95%	2.00%	13,364	13,384	13,408	13,428	13,452	13,472	1.43%	2.96%	13,504	13,540	13,572	13,604	13,636	2025
2026	13,672	1.56%	3.22%	13,708	13,744	13,780	13,820	13,856	13,892

From $10,000 to $13,892 over 10.5 years = 3.16% average annual increase compounded semi-annually.

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Generated 11/04/25 09:11