$1,000 I Bond with 0.10% Fixed Rate Purchased January 2016

 Jan
1
Infla
tion
Rate
Com
posite
Rate
Feb
1
Mar
1
Apr
1
May
1
Jun
1
Jul
1
Infla
tion
Rate
Com
posite
Rate
Aug
1
Sep
1
Oct
1
Nov
1
Dec
1
20161,000.000.77%1.64%1,001.201,002.801,004.001,005.601,006.801,008.400.08%0.26%1,008.801,008.801,009.201,009.201,009.602016
20171,009.601.38%2.86%1,012.001,014.401,016.801,019.201,021.601,024.000.98%2.06%1,025.601,027.601,029.201,031.201,032.802017
20181,034.401.24%2.58%1,036.801,038.801,041.201,043.201,045.601,047.601.11%2.32%1,049.601,051.601,053.601,055.601,057.602018
20191,059.601.16%2.42%1,061.601,064.001,066.001,068.001,070.401,072.400.70%1.50%1,073.601,075.201,076.401,077.601,079.202019
20201,080.401.01%2.12%1,082.401,084.401,086.001,088.001,090.001,092.000.53%1.16%1,093.201,094.001,095.201,096.401,097.202020
20211,098.400.84%1.78%1,100.001,101.601,103.201,104.801,106.401,108.001.77%3.64%1,111.201,114.801,118.001,121.601,124.802021
20221,128.003.56%7.22%1,134.801,141.601,148.001,154.801,162.001,168.804.81%9.72%1,178.001,187.601,196.801,206.401,216.002022
20231,225.603.24%6.58%1,232.401,238.801,245.601,252.401,259.201,266.001.69%3.48%1,269.601,273.201,276.801,280.801,284.402023
20241,288.001.97%4.04%1,292.401,296.801,300.801,305.201,309.601,314.001.48%3.06%1,317.201,320.801,324.001,327.201,330.802024
20251,334.000.95%2.00%1,336.401,338.401,340.801,342.801,345.201,347.201.43%2.96%1,350.401,354.001,357.201,360.401,363.602025
20261,367.201.56%3.22%1,370.801,374.401,378.001,382.001,385.601,389.20

From $1,000.00 to $1,389.20 over 10.5 years = 3.16% average annual increase compounded semi-annually.

Generated  11/04/25  09:11