$10,000 I Bond with 0.40% Fixed Rate Purchased December 2022

 Infla
tion
Rate
Com
posite
Rate
Jan
1
Feb
1
Mar
1
Apr
1
May
1
Jun
1
Infla
tion
Rate
Com
posite
Rate
Jul
1
Aug
1
Sep
1
Oct
1
Nov
1
Dec
1
2022 10,0002022
20233.24%6.89%10,05610,11210,17210,22810,28810,3441.69%3.79%10,37610,40810,44010,47610,50810,5402023
20241.97%4.35%10,57610,61610,65610,69210,73210,7681.48%3.37%10,80010,82810,86010,88810,92010,9482024
20250.95%2.30%10,96810,98811,01211,03211,05211,0721.43%3.27%11,10011,13211,16411,19211,22411,2522025
20261.56%3.53%11,28411,31611,35211,38411,41611,452

From $10,000 to $11,452 over 3.5 years = 3.91% average annual increase compounded semi-annually.

Generated  11/04/25  09:11