$1,000 I Bond with 0.40% Fixed Rate Purchased December 2022

 Infla
tion
Rate
Com
posite
Rate
Jan
1
Feb
1
Mar
1
Apr
1
May
1
Jun
1
Infla
tion
Rate
Com
posite
Rate
Jul
1
Aug
1
Sep
1
Oct
1
Nov
1
Dec
1
2022 1,000.002022
20233.24%6.89%1,005.601,011.201,017.201,022.801,028.801,034.401.69%3.79%1,037.601,040.801,044.001,047.601,050.801,054.002023
20241.97%4.35%1,057.601,061.601,065.601,069.201,073.201,076.801.48%3.37%1,080.001,082.801,086.001,088.801,092.001,094.802024
20250.95%2.30%1,096.801,098.801,101.201,103.201,105.201,107.201.43%3.27%1,110.001,113.201,116.401,119.201,122.401,125.202025
20261.56%3.53%1,128.401,131.601,135.201,138.401,141.601,145.20

From $1,000.00 to $1,145.20 over 3.5 years = 3.91% average annual increase compounded semi-annually.

Generated  11/04/25  09:11