$1,000 I Bond with 0.20% Fixed Rate Purchased January 2020

 Jan
1
Infla
tion
Rate
Com
posite
Rate
Feb
1
Mar
1
Apr
1
May
1
Jun
1
Jul
1
Infla
tion
Rate
Com
posite
Rate
Aug
1
Sep
1
Oct
1
Nov
1
Dec
1
20201,000.001.01%2.22%1,002.001,003.601,005.601,007.201,009.201,011.200.53%1.26%1,012.401,013.201,014.401,015.601,016.402020
20211,017.600.84%1.88%1,019.201,020.801,022.401,024.001,025.601,027.201.77%3.74%1,030.401,033.601,036.801,040.001,043.202021
20221,046.403.56%7.33%1,052.801,059.201,065.601,072.001,078.401,084.804.81%9.83%1,093.601,102.401,111.201,120.001,129.202022
20231,138.003.24%6.69%1,144.401,150.401,156.801,163.201,169.601,176.001.69%3.58%1,179.601,182.801,186.401,190.001,193.602023
20241,197.201.97%4.14%1,201.201,205.601,209.601,213.601,218.001,222.001.48%3.16%1,225.201,228.401,231.601,234.801,238.002024
20251,241.200.95%2.10%1,243.201,245.601,247.601,250.001,252.001,254.401.43%3.06%1,257.601,260.801,264.001,267.201,270.402025
20261,273.601.56%3.32%1,277.201,280.801,284.001,287.601,291.201,294.80

From $1,000.00 to $1,294.80 over 6.5 years = 4.01% average annual increase compounded semi-annually.

Generated  11/04/25  09:11